Offering comprehensive employee benefits gives employers significant recruitment and hiring advantages in a competitive job market. Our team of professionals can help you evaluate and select the employee benefits mix that is the best fit for you and your employees, and will help you maintain a leg-up as you continue to grow your business.
We offer both group and individual insurance plans to benefit employees with health coverage. By assessing the overall risk of healthcare factors and spreading these costs over monthly premiums, we offer competitive policies to help you and your employees manage costly healthcare expenses.
Corrective dental care can be very expensive, so our dental insurance policies are focused on providing exceptional coverage for proactive treatment and cleanings while also offering significant coverage for higher-cost operations.
Our competitive vision policies insure employees for all vision-related health care that is not otherwise covered under health insurance.
Critical Illness Coverage
In the event that an employee cannot work due to the diagnosis of a critical illness, a critical illness policy will cover living expenses for that policyholder while they are out of work. Many illnesses such as cancer and stroke are covered 100%, while others may be covered at a percentage of total costs.
Our disability insurance policies protect policyholders in the event that they are unable to work due to illness or injury. Disability insurance substitutes income, including the support of recurrent payments such as mortgage or other credited contracts.
Life insurance provides monetary compensation to a deceased’s family based upon estimates of potential income, and may be paid out as annuities or in lump sum. Holding such policies offers significant security to policyholders with dependents. AD&D, or accidental death and dismemberment, insurance provides a payout of benefits to you or the beneficiary in the event of a covered loss.