Share These Safety Tips Not Taught in Drivers’ Education with Your Teens

Safety Tips Not Taught in Drivers’ Education for Your TeensTeach your kids how to stay safe on the road with these safety tips not taught in drivers’ education.

Keeping your kids safe on the road is a must. Drivers’ education helps to give them the tools that they need to follow the rules of the road. However, there’s more to car safety than what kids learn in drivers’ education. Help fill in the gaps and teach your teen about safety on the road with these tips. Here’s what you need to know.

Tire Safety.

Tires are often forgotten about. However, they’re an important part in keeping your vehicle safe on the road. Under-inflated tires or tires with low tread can increase your risk for an accident. Teach your kids to check the tire pressure regularly and to get their tires rotated when needed, so that they avoid any driving hazards.

Maintenance Schedule.

When it comes to keeping your car in good condition, it’s important to get your car serviced. Whether your car needs an oil change, wheel alignment, or new brakes, it’s important that you bring your car in when needed. Read the owner’s manual with your teen to determine when the car needs to go in for servicing.

Emergency Response.

Accidents happen. It’s important that your teen knows what to do in the event of a roadside emergency. Teach your kid what to do in the event of a traffic accident, and how to handle any vehicle disasters like a popped tire or overheated engine. Additionally, teach your child to keep an emergency kit in their car at all times, so that they have the tools that they need to handle such a situation.

Help teach your teens about road safety with these tips. Protect your teens on the road with the right auto insurance. For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. Serving all of Waldport, Reedsport, Sisters, Tigard, Oregon, and the surrounding areas we serve all your personal and commercial insurance needs.

Boating Bulletin – Put Your Safety First When You’re Out on the Water

Use These Boating Safety Tips When You’re Out on the WaterUse these boating safety tips to keep you safe while you’re out on the water.

As the weather starts to warm up this spring, it’s time for spring and summer activities. From camping on Mt. Hood, hiking the Colombia River Gorge, and exploring the Oregon Coast to swimming and boating, get ready to enjoy your favorite seasonal activities in the beautiful Oregon outdoors. But, it’s important to enjoy these activities safely. Boater safety should always be the number one priority when you are on or near a watercraft.

Plan Your Trip.

Before you set off on a boat or jet-ski trip, no matter how short, it’s important that you plan an itinerary. Include the names and contact information of the people going out on the water with you, the type of boat and boat registration, trip itinerary, and the types of communication systems aboard your ship. Give all your trip information to a trusted person ashore so that should you encounter any danger, you have the tools to help you out in an emergency.

Inspect the Boat or Jet Ski.

Before you leave the dock, it’s important that you inspect the boat for any issues. Follow a pre-departure checklist so that you can keep your boat as safe as can be. That way you can reduce your risk for any boating mishaps.

Don’t Drink & Drive.

Just because you’re not on the road, doesn’t mean that it’s okay to drink and drive. Operating any machinery under the influence of alcohol is dangerous. Do not drink alcohol and drive your boat so that you can keep your boat and your passengers safe while out on the water.

Ensure that you stay safe on the water all season long with these boating safety tips. Protect your boat with the right boat insurance. For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. Serving all of Waldport, Reedsport, Sisters, Tigard, Oregon, and the surrounding areas we serve all your personal and commercial insurance needs.

Stay Safe on the Road This Spring with These Road Trip Safety Tips

Stay Safe This Spring with These Road Trip Safety TipsUse these spring road trip tips to ensure your travels run smoothly.

Spring is here, and it’s time to enjoy the nicer weather as you set out on the open road. Spring is the perfect time of year for a road trip, especially when it comes to spring break. Ensure that your road trip goes off without a hitch with these spring road trip tips. Here’s what you need to know to stay safe on the road.

Watch Out for Potholes.

As all of us in the Portland-metro area are currently aware of, winter weather provides optimum conditions for potholes, leaving your vehicle at risk for damage by the time spring rolls around. Potholes can cause damage to your tires as well as to the alignment of your car. Such damage would be disastrous on your trip. When embarking on your road trip this spring, ensure that you do your best to avoid any potholes. Due to the extremity of the issue, the city of Portland has developed a “Patch-A-Thon” pothole map and reporting plan. Click here to view the map or report a pothole.

Lookout for Wildlife.

Spring brings new life. From flowers to baby animals, it’s important to use caution on the road this season. Go slow in less populated areas, and be on the lookout for animals crossing the road. Hitting an animal isn’t just traumatic, but it can cause serious damage to your car.

Keep a Map Handy.

When on a road trip, exploring new places is part of the fun. However, it’s also important that you have an idea of where you’re going, or at the very least, the recourses to find your way if you get lost. Before you leave on your trip, plan a general route so that you have an idea of where you’ll be and which maps you’ll need to bring. That way you can stay safe throughout your journey.

When it comes to your safety on the road this spring, ensure that you use these road trip tips. For added safety, invest in the right auto insurance. For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. Serving all of Waldport, Reedsport, Sisters, Tigard, Oregon, and the surrounding areas we serve all your personal and commercial insurance needs.

The First-Time Homeowners Insurance Checklist

The First-Time Homeowners Insurance ChecklistThis guide can help first time homeowners choose which home insurance policy is right for them.

Congratulations! You just made the decision to buy your first house, and have found the perfect property. Now it’s time to protect it. Which homeowners insurance policy is the best fit for your new home – and your budget? As a first-time homeowner, there are a few things you should know before you buy home insurance. These tips can help you pick the right coverage.

Understand your options.

First, create a home inventory so that you can tell your insurance agent how much property you need to cover. Then, understand the difference between the policies presented to you. For example, actual cash value will only pay you what your item is worth right now, meaning depreciation could hurt you. Replacement cost coverage ensures you can buy the item new at today’s value.

Ask for discounts.

You’re about to take on the financial responsibilities of homeownership for the first time. You’d like to keep your other expenses to a minimum, so why not ask your agent about possible home insurance discounts? Simply adding a fire extinguisher or bundling your home’s coverage with your car’s can help you slash your premiums.

Consider additional protection.

While your home insurance protects everything from fire damage to much of your liability, it’s not exhaustive. Your fine art or jewelry may not be insured for its full value under your standard home policy, for example. Ask your homeowners insurance agent about additional protection you may need.

If you’re a new homeowner who wants to make sure you protect your investment in your first home, we’re here to help. For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. We serve all of your personal and commercial insurance needs in Waldport, Reedsport, Sisters, Tigard, Oregon, and the surrounding areas.

4 Driving Safety Tips for Our Surprisingly Cold Winter

4 Driving Safety Tips for Our Surprisingly Cold WinterWinter has struck Oregon full force. These driving tips can help you stay safe during it.

This winter has unlike any most Oregonians have ever seen. At this point, you might be starting to feel familiar with the snow on the ground. Even so, it never hurts to brush up on a few winter driving safety tips. Here are a handful that can keep you on the road during the chilly weeks ahead.

  • Check your tires. The right tires can mean all the difference on a road slicked by ice. Check that your tires are properly inflated and ensure they have enough tread. Goodyear offers this handy tip: insert a penny into the tread with Lincoln upside down. If you can see all of Lincoln’s head, it’s time for new tires.
  • Fill up often. Keep your gas tank at least half full. That way, if a storm keeps you on the road longer than expected, you can make it to your destination safely.
  • Buckle up. This might seem like a no-brainer, but make sure you and all of your passengers wear your seatbelts. When wearing winter gloves, it can take some extra effort to buckle up – but it’s worth it.
  • Don’t slam your brakes. If you hit an icy patch and feel your car slide, don’t slam your brakes! This will only make your tires lockout. Instead, turn into the slide and ease off the accelerator. Take a deep breath and drive gently until you maintain control of your vehicle.

Are you and your car protected on the winter roads? We can help you bundle up with the right policy. For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. We serve all of your personal and commercial insurance needs in Waldport, Reedsport, Sisters, Tigard, Oregon, and the surrounding areas.

Your Handy Glossary to Decipher Auto Insurance Jargon

Your Handy Glossary to Decipher Auto Insurance JargonHaving trouble making sense of your car’s coverage? This auto insurance glossary is here to help!

We know that reading your auto insurance policy is never going to rank very high on the list of things you love to do. We don’t think it should rank high on your list of hates, either! With the right guide, understanding your car’s coverage becomes a whole lot easier. Here’s an auto insurance glossary to help you make sense of your policy’s jargon – and your protection on the road.

  • Bodily Injury Liability Coverage: Let’s say you get into an accident and injure someone else. That sounds like an awful scenario, but it can get a whole lot worse if you don’t have this coverage. Bodily injury liability coverage is legally required in Oregon and will help pay for medical bills if you hurt someone in a collision in which you’re at fault.
  • Collision Coverage: After an accident, you’ll want to get your car back in top driving shape. Collision coverage can help you pay your mechanic and body shop to do exactly that!
  • Comprehensive Coverage: A collision isn’t the only ill that can befall your car. Comprehensive covers things like theft and vandalism.
  • Deductible: Your deductible is the amount you’ll have to pay out of pocket after an incident before your coverage kicks in.
  • Premium: Your premium is the amount due to your insurer. It can be paid monthly or in a lump sum.
  • Property Damage Liability Coverage: Also required in Oregon, this coverage will help pay for property damages for which you’re held liable after an accident.

Would you like more help getting a complete understanding of your auto insurance? For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. We serve all of your personal and commercial insurance needs in Waldport, Reedsport, Sisters, Tigard, Oregon, and the surrounding areas.

Take Care of Your Trees with These Yard Maintenance Tips

Take Care of Your Trees with These Yard Maintenance TipsProtect your home from tree damage with these yard maintenance tips.

Keeping your home safe is a top priority. Investing in the right homeowners insurance can help to give you the protection that you need from natural disasters and theft. However, you also need to keep up on your home maintenance, as well as yard maintenance, to keep your home safe. Stormy weather can wreak havoc on your home, especially when it comes to your home’s trees. Ensure that you’re well protected with the right home insurance, and check out these tree maintenance tips so that you minimize your risk.

Remove Tree Hazards.

Take a walk around your yard to look for potential hazards. Look for any dead trees or trees with low hanging branches near the structure of your home. These types of trees pose a greater risk for toppling over during a storm. If you notice any issues, call an arborist to remove the trees from your property.

Keep an Eye on your Trees.

Check in on your yard every so often. Ensure that your trees are in good health. Keep any eye out for any signs of tree damage such as fungus or tree rot, cracks in the trunk, a leaning trunk, or any contact with power lines. The more often you audit your yard, the better able you are to keep a disaster from happening.

Take Good Care of Your Yard.

Use preventative measures to keep your yard in good condition. Use the right soil with plenty of fertilizer so that your plants get the nutrients that they need. Additionally, have your trees pruned every so often to keep them healthy longer. That way you can avoid any tree-related disasters.

When it comes to your home, ensure that you take the necessary precautions to keep it safe, including yard maintenance. Keep your trees in check and invest in the right homeowners insurance. For assistance with your insurance, contact the professionals at Fullhart Insurance Agency. Serving all of Waldport, Reedsport, Sisters,  Tigard, Oregon, and the surrounding areas we serve all your personal and commercial insurance needs.