No matter what size or type of business you run, you are responsible for the on-the-job safety of your employees.
Workers’ Comp & Employers Liability Insurance
This coverage pays for medical care and physical rehabilitation of employees injured at work and helps replace lost wages while employees are unable to work. Additionally, in most cases this coverage protects an employer from being sued by an injured worker. A commonly overlooked exposure for companies that employ mostly office workers is the potential injury to employees while driving their own vehicles on company business. This could be as simple as an employee driving to a sales call, the bank, or the office supply store. If you have employees, it is critical that you consider this important coverage.