Throughout our lives, we go through a number of changes; we change jobs, move to new homes, have children and send them off to make their own ways in the world. As our situations change, so do our insurance needs.
To make sure that you have proper coverage, it’s important to periodically review your policy. The start of the New Year is a perfect time to look over your current coverage and see if it’s time for an adjustment. If, for instance, you drive more for work than you did in the past, you may wish to change your insurance coverage level. If you have purchased valuable jewelry or electronics, make sure that your homeowners policy covers your new possessions. A child growing up and finishing college may mean that you are able to reduce your life insurance coverage.